Overdraft (OD)
Overdraft (OD) Made Simple
Draw funds up to a sanctioned limit whenever your business needs them, and pay interest only on the amount you actually use — ideal for managing short-term cash flow gaps. It's one of the most flexible working capital tools available, with no fixed repayment schedule tying up your cash.
Overdraft Highlights
Flexible options tailored to your needs, compared across our banking network.
- Interest only on utilized amount
- Withdraw and repay flexibly
- Sanctioned against current account / securities
- No fixed EMI structure
- Renewable credit limit
Why Apply Through LJ Consultancy Services
We evaluate your banking relationship, turnover, and collateral to negotiate the highest sanctioned overdraft limit at the most competitive interest rate.
Multi-Bank Comparison
We compare offers across our banking network for you.
End-to-End Paperwork
Documentation handled from application to disbursal.
Dedicated Advisor
A single point of contact throughout your journey.
Faster Approvals
Pre-vetted applications move through banks quicker.
Overdraft (OD) FAQs
Ready to get started with your Overdraft (OD)?
Get a free consultation and a rate comparison tailored to your profile.