Cash Credit (CC)
Cash Credit (CC) Made Simple
A revolving line of credit secured against your stock and receivables, designed to fund inventory purchases, payroll, and other recurring operational expenses. As you repay, your available limit is replenished — making it a reliable ongoing source of working capital rather than a one-time loan.
Cash Credit Highlights
Flexible options tailored to your needs, compared across our banking network.
- Secured against stock & book debts
- Revolving limit, reused as you repay
- Interest on daily outstanding balance
- Suited for inventory-heavy businesses
- Annual review & renewal
Why Apply Through LJ Consultancy Services
We assess your stock and receivables cycle to help you secure a Cash Credit limit sized to your actual working capital needs, with terms compared across our banking network.
Multi-Bank Comparison
We compare offers across our banking network for you.
End-to-End Paperwork
Documentation handled from application to disbursal.
Dedicated Advisor
A single point of contact throughout your journey.
Faster Approvals
Pre-vetted applications move through banks quicker.
Cash Credit (CC) FAQs
Ready to get started with your Cash Credit (CC)?
Get a free consultation and a rate comparison tailored to your profile.